Quick car insurance question for newbie driver!?

[ene]

Me and my wife both need car insurance for our new car. I have a full license (only had it for 3 months) and she is on a provisional (but learning).

When I look at insurance premiums I find it is so much cheaper to have her as a primary holder and me as a secondary. Tbh we will both be driving about the same - her practising and me driving normally.

Is it ok to put a provisional driver as the primary holder to reduce premiums? Thanks all.

 

[neverwinter]

As long as you tell the absolute truth to the insurance company you should be fine - if you are both doing the same amount of driving then it isn't 'fronting'. It is cheaper to insure in her name because women are a lower insurance risk.

but be aware that the premium may go up when she passes her test and can go out unsupervised!